Privacy Policy
Richland County Bank  
Richland County Bank KidsCalculators
New Internet Banking Customers
Click here for information about opening your
Internet Banking Account
   
     
Business Checking
Account Type More Info Minimum To Open Service Charge Item Charges Check Images
Business/Commercial Checking
More»
 
$300  $7  Please see bank for details  Included in Statement 
Business/Commercial Checking

Ask abour our Credit Card Processing Service. We offer Competitive Pricing and Personalized Customer Service.

 
Commercial NOW Account
More»
 
$300  $7  Please see bank for details  Included in Statement 
Commercial NOW Account

This is a tiered rate account. Daily Collected Balances earn interest as follows:

• $2500 and over earn Level 2*
• $500 - $2499.99 earn Level 1*
• Below $500 will cause no interest to be earned that statement period.

*Interest rate sheets available upon request.

**Deposits of an individual used in his or her business, including a sole proprietorship, or an individual doing business under a trade name are eligible to be placed in a NOW account in the individual’s name or in the DBA name.

All organizations that are operated for profit, except those discussed above, are not eligible to maintain NOW accounts at depository institutions. Consequently, entities such as corporations, partnerships, associations, business trusts or other organizations may not maintain NOW accounts.

 
Nonprofit Checking
 
$50  None  Please see bank for details  Included in Statement 
Nonprofit Checking  
Small Nonprofit Checking
 
$50  None  Please see bank for details  Included in Statement 
Small Nonprofit Checking  
Nonprofit NOW Account
More»
 
$50  $7  Please see bank for details  Included in Statement 
Nonprofit NOW Account

This is a tiered rate account. Daily Collected Balances earn interest as follows:

• $2500 and over earn Level 2*
• $500 - $2499.99 earn Level 1*
• Below $500 will cause no interest to be earned that statement period.

*Interest rate sheets available upon request.

**Nonprofit organizations that are operated primarily for religious, philanthropic, charitable, educational, political or other similar purposes may maintain a NOW account.

 

Interest will be credited monthly.
If your daily collected balance is less than $15,000, you will earn interest at level 1.
If your daily collected balance is less $15,000 to $49,999.99 you will earn interest at level 2.
If your daily collected balance is $50,000 or more you will earn interest at level 3.
The annual percentage yield and interest rate may change at any time.
Your cancelled imaged checks/deposits/ withdrawal slips on the above account are held in safekeeping.
Account dislcosures available on request.


NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.


   
  Top of Page