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Business Checking
Account Type More Info Minimum To Open Service Charge Item Charges Check Images
Business/Commercial Checking
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$300  $7  Please see bank for details  Included in Statement 
Business/Commercial Checking

Ask abour our Credit Card Processing Service. We offer Competitive Pricing and Personalized Customer Service.

 
Commercial NOW Account
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$300  $7  Please see bank for details  Included in Statement 
Commercial NOW Account

This is a tiered rate account. Daily Collected Balances earn interest as follows:

• $2500 and over earn Level 2*
• $500 - $2499.99 earn Level 1*
• Below $500 will cause no interest to be earned that statement period.

*Interest rate sheets available upon request.

**Deposits of an individual used in his or her business, including a sole proprietorship, or an individual doing business under a trade name are eligible to be placed in a NOW account in the individual’s name or in the DBA name.

All organizations that are operated for profit, except those discussed above, are not eligible to maintain NOW accounts at depository institutions. Consequently, entities such as corporations, partnerships, associations, business trusts or other organizations may not maintain NOW accounts.

 
Nonprofit Checking
 
$50  None  Please see bank for details  Included in Statement 
Nonprofit Checking  
Small Nonprofit Checking
 
$50  None  Please see bank for details  Included in Statement 
Small Nonprofit Checking  
Nonprofit NOW Account
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$50  $7  Please see bank for details  Included in Statement 
Nonprofit NOW Account

This is a tiered rate account. Daily Collected Balances earn interest as follows:

• $2500 and over earn Level 2*
• $500 - $2499.99 earn Level 1*
• Below $500 will cause no interest to be earned that statement period.

*Interest rate sheets available upon request.

**Nonprofit organizations that are operated primarily for religious, philanthropic, charitable, educational, political or other similar purposes may maintain a NOW account.

 

• Interest will be credited monthly.
• If your daily collected balance is less than $15,000, you will earn interest at level 1.
• If your daily collected balance is less $15,000 to $49,999.99 you will earn interest at level 2.
• If your daily collected balance is $50,000 or more you will earn interest at level 3.
• The annual percentage yield and interest rate may change weekly.
• Your cancelled imaged checks/deposits/ withdrawal slips on the above account are held in safekeeping.
• Account dislcosures available on request.
IMPORTANT DISCLOSURE REGARDING THE GUARANTEE PROGRAM: The Richland County Bank has chosen not to participate in the FDIC's Transaction Account Guarantee Program. Customers of Richland County Bank with noninterest-bearing transaction accounts will continue to be insured through December 31, 2013, for up to $250,000 under the FDIC's general deposit insurance rules.
   
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