Hometown Saver$ Club
When you open a HOMETOWN SAVER$ CLUB account at the Richland County Bank, you will become a member of a brand new savings program being offered exclusively to teens!

Upon opening your account, you will receive a Membership Card a Bonus Card, and a Richland County Bank pen. You will also receive a quarterly newsletter letting you know of upcoming events, savings tips, and career planning. Other interesting topics will also be discussed in the newsletter.

Eligibility:
From 13 - 18 years of age

Minimum Opening Deposit:
$20.00

Monthly Service Charge:
$1.00 monthly fee if balance falls below $10.00

Minimum Balance:
$10.00

Interest Rate:
Same as regular savings account

Compounding:
Same as regular savings account

Fees:
$10.00 fee if account is closed within first 6 months

As soon as you have saved $710, you can transfer $700 to an add-on Certificate of Deposit (CD). If you choose this option, you will receive a certificate from The Music Shop for a FREE single CD (up to $9.99 value) as our thanks!

Being a HOMETOWN SAVER$ CLUB member means you know the importance of saving money. The Richland County Bank wants to encourage you to make deposits on a regular basis.

To make saving fun for you, each time you make a $10 deposit to your HOMETOWN SAVER$ CLUB account, your BONUS CARD will be stamped. Once you have filled your Bonus Card ($100 in deposits), you may choose a gift certificate from one of the participating merchants as our thanks for being wise and saving money now, while you are young. Your BONUS CARD will then be used as an entry form for quarterly and annual drawings.

We, at the Richland County Bank, feel it’s very important that you learn to save money now so it will be easier when you’re older.

Scholarship Program
Each year, a chosen senior from an area high school will be given a $500 scholarship. The young adult must be a member of the HOMETOWN SAVER$ CLUB for at least six months prior to graduation, and submit an application and letter to qualify.

Money Bunny Kid$ Club
When you open a MONEY BUNNY KID$ CLUB account, you will receive a MONEY BUNNY T-shirt of your very own! You will become an official member of my club with your own membership card, which means you are invited to attend all of my parties and special events. You will also receive a quarterly newsletter. It will tell you all about my special adventures, what fun events we are planning for you to enjoy, and any contest we might be running.

I hope you open your MONEY BUNNY KID$ CLUB account soon so you can join in the fun with my friends and ME!

Savings
Being a MONEY BUNNY KID$ CLUB member means you know the importance of saving money. I want to encourage you to make deposits on a regular basis. To make saving money fun for you, each time you make a deposit to your MONEY BUNNY KID$ CLUB account, you may choose a small gift as my thanks for being so smart and saving money now, while you are young. I think it’s pretty important that you learn to save money now so it will be easier when you are older.

The MONEY BUNNY KID$ CLUB is for kids 12 years old and younger. Here are a few incentives for becoming a member of the MONEY BUNNY KID$ CLUB:

	•	Learn good savings habits.
	•	Earn interest on your savings.
	•	Any size deposit made to your MONEY BUNNY KID$ CLUB account earns you a gift.
	•	Minimum $10 opening deposit.
	•	Subsequent $5 deposits made to your MONEY BUNNY KID$ CLUB earns you one BUNNY BUCK. Use your BUNNY BUCKs to “buy” cool prizes.
	•	Watch for special events and promotions featured in my “HOP TO IT” newsletters just for members.
	•	Great gift idea for Mom, Dad, Grandpa or Grandma.

Upon opening your account, you will receive:

	•	Membership ID card.
	•	Entry into our annual drawing for a GREAT prize.
	•	MONEY BUNNY KID$ CLUB pencil.
	•	Certificate to have Mom and Dad schedule an appointment with Dwight McElree, our investment representative.
	•	MONEY BUNNY KID$ CLUB T-shirt of your very own!

Opening a MONEY BUNNY
KID$ CLUB account is easy, educational, fun, and it's only for kids