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Protecting your privacy, along with your financial assets, is at the core of our business. You have chosen to do business with us, and we recognize our obligation to keep the information you provide to us secure and confidential.
Our commitment to protect your financial information will continue.
The Richland County Bank has had a long and storied history of serving its customers, dating back to 1881. Though the banking industry has drastically changed since our humble beginnings, the Richland County Bank has grown with it’s community based on a simple philosophy: Local people helping local people. It’s that simple. We will continue with this philosophy striving to provide you, our customer, with the highest level of service and integrity you so rightly deserve.
The Richland County Bank has been safeguarding the privacy of its customer information for over 120 years. It is a responsibility that we take very seriously. In this notification, we will inform you of our sources for nonpublic personal information we collect on our customers. We will also describe to you the measures we take to protect our customer information.
To assist your understanding of the contents provided in this notice, it is first important to provide you with some definitions commonly used. These policies may be amended at any time or as required by law. You will be notified of our privacy policies at least annually or as required by law.
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“Nonpublic personal information”
is customer information made available to the Richland County
Bank through the collection of information as provided for in
this notice. |
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“Customer” is an individual who obtains
financial products or services from the Richland County Bank
primarily for personal, family, or household purposes and establishes
a “customer relationship”. |
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“Customer relationship” is defined
by a continuing relationship between the customer and the Richland
County Bank. |
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“Affiliates” is any company that
controls, is controlled by, or is under common control with
another company. |
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“Nonaffiliated third party” is any
company that is not an affiliate. |
We collect nonpublic personal information about you from the following sources:
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Information we receive from you on your applications
or other forms |
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Information about your transactions with us |
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Information we receive from a consumer credit
reporting agency |
We restrict access to your personal and account information to those employees who need to know that information to provide our products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
To further safeguard your customer or former customer information, we will not disclose any non-public personal information about our customer, or former customer, to anyone, except as permitted by law.
We may disclose all of the information we collect, as described previously, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.
In today’s environment of banks buying banks, banks merging together changing their names, and multi-branch banking, we hope you, our customer, can take comfort knowing that the Richland County Bank is protecting your privacy.
If you have any questions regarding this privacy statement, please call the Richland County Bank at (608) 647-6306 or 1 (800) 910-0266.
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